Don't Wait for a Hurricane Katrina to Do Your Home Inventory!
Article by: Joe Kahler
Start by making a list of your possessions, describing each item and noting where you bought it and its make and model. Clip to your list any sales receipts, purchase contracts, and appraisals you have. For clothing, count the items you own by category -- pants, coats, shoes, for example -- making notes about those that are especially valuable. For major appliance and electronic equipment, record their serial numbers, usually found on the back or bottom. It shouldn't take you very long at first"¦ TV, clock radio, clothes, and your goldfish!
"¢ Don't put it off!
If you are just setting up a household, , Disaster Planning is Essential for Your Family and Your Business starting an inventory list can be relatively simple. If you've been living in the same house , Why Do I Need a Home Inventory? Or Will I Regret Putting this Off for Later? for many years, however, the task of creating a list may seem overwhelming. Still, it's better to have an incomplete inventory than nothing at all. Start with recent purchases and then try to remember what you can about older possessions.
"¢ Big ticket items
Valuable items like jewelry, art work and collectibles may have increased in value since you received them. Check with your agent to make sure that you have adequate insurance for these items. They may need to be insured separately.
"¢ Take a picture
Besides the list, you can take pictures of rooms , What's Best Pepper Sprays Or Stun Guns and important individual items. On the back of the photos, note what is shown and where you bought it or the make. Don't forget things in closets or drawers.
"¢ Videotape it
Walk through your house , Disaster Planning is Essential for Your Family and Your Business or apartment , Home Security - The Role of Hidden Cameras videotaping and describing the contents.
"¢ Use a personal computer
Use your PC to make your inventory list. Personal finance software packages often include a homeowners room-by-room inventory program.
Storing the list, photos and tapes
Regardless of how you do it (written list, CD, floppy disk, photos, videotape or audio tape), keep your inventory along with receipts in your safe , Home Home deposit box or at a friend's or relative's home. , Alarm Dealers Need Training and Consultation to Meet Security Alarm Consumers Needs That way you'll be sure to have something to give your insurance representative if your home , A Trap Set by Law - Beware not to Fall into it! is damaged. When you make a significant purchase, add the information , Choosing Wireless or Hard Wired Home Security Products to your inventory while the details are fresh in your mind.
Submitted by Joe Kahler, author of Out On My Own...Now What?! Tips , How To Select The Ideal Window Locks and Insights So You're Not Left Hanging in the Real World! http://www.outonmyown.com/house.htmJoe Kahler is recognized as an expert on helping young adults successfully transition from home , Security Advice to being "out on their own". His latest work has recently been assembled in his book, Out On My Own... Now What? Tips , Emergency Disaster Planning: Building a Bug-Out Kit and Insights So You Won't Be Left Hanging in the "Real World"!
Joe received his undergraduate degree from Whittier College in Social Sciences and his Masters in Education from Arizona State University. His experience includes teaching, coaching, running numerous businesses, investing, selling insurance and real estate AND attending numerous personal, "hard knocks" training classes! |
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